Convert Bank Statements to Accounting Journals
Upload your bank statement in any language. Extract the transactions, generate accounting journal entries mapped to your chart of accounts, then export the journal to your own accounting system if you already have one.
No credit card required. Free for manual entry.
The real reconciliation workspace
This is the actual product, walked through step by step with a sample statement. Just click through the highlighted buttons.
Statement Documents
Select a statement document to reconcile
Select an account
Choose a bank account to view ledger transactions
Generate journals according to your Chart of Accounts
Want the generated journals to match your own chart of accounts? Import it by putting $1 on each line of your trial balance and importing that as a journal — the new accounts will be created automatically. Any default accounts left without transactions can be deleted in a single click. See the demo below by clicking through the buttons.
Upload File
How It Works
From bank statement PDF to accounting journal in four simple steps.
Upload Bank Statement
Upload your bank statement PDF — any bank, any language. We support statements from banks worldwide.
Transactions Extracted
Every transaction is read and extracted from your statement, regardless of language or format.
Generate Journal Entries
Each transaction is matched to your chart of accounts. The debit and credit entries are suggested based on the description.
Review & Book
Review the suggested journals, adjust if needed, and book them to your ledger with one click.
Built for Real-World Bank Statements
Handle bank statements from any country, any bank, any language — with accounting-aware intelligence built in.
Any Language Bank Statement
Extract transactions from bank statements in English, Chinese, Japanese, Thai, Russian, and more. Bank statement formats worldwide are supported.
Smart Chart of Accounts Mapping
Each transaction description is analyzed and the most appropriate accounts from your chart of accounts are suggested for the journal entry.
Plain English Rules
Define rules in plain English to guide journal generation. For example: "Transactions from Grab should always be classified as Transportation expense."
Multi-Currency Support
Process bank statements in any currency. Ringbook handles the conversion and generates journals in your base currency with proper forex entries.
Your Rules, Your Language
Write custom rules in plain English to control how journals are generated. No code, no complex configuration — just describe what you want.
Frequently Asked Questions
Everything you need to know about converting bank statements into accounting journals.
How do I convert a bank statement PDF to accounting journals?
Upload your bank statement PDF to Ringbook. Every transaction is extracted, matched to your chart of accounts, and turned into balanced double-entry journal entries you can review and book in seconds.
Does this work with bank statements in other languages?
Yes. Ringbook reads bank statements in English, Simplified and Traditional Chinese, Japanese, Thai, Russian, and most major languages. Format and layout don't matter — transactions are extracted from any bank worldwide.
Can I export the generated journal entries to Xero or QuickBooks?
Yes. Generated accounting journals export to Xero, QuickBooks, and standard CSV or Excel formats so they slot directly into your existing accounting workflow.
What's the difference between bank reconciliation and converting a bank statement to journal entries?
Bank reconciliation matches bank transactions against entries already in your ledger. Ringbook handles the upstream step — turning a raw bank statement PDF into the journal entries themselves, producing reconciliation-ready data.
How much does it cost to convert a bank statement to accounting journals?
Manual entry is free. Smart features that auto-suggest journals from transaction descriptions are credit-based and start at US$20.
Ready to Automate Your Bank Reconciliation?
Upload your first bank statement for free. Only pay for smart features when you need them.
Free for manual entry. Credits start at US$20.